Asset Planning

Comprehensive advice to the entrepreneur is the analysis of the operating assets as well as, the private assets level. We analyse the financial situation in the context of assets and financial planning, creating transparency and point out potential for development in the context of planning calculations. This is not about the sale of asset investment, but only for the objective analysis of assets structures and the incorporation of improvements. The aim of the consultancy is to create transparency for our clients and establish a decision-making ability. The success of the implementation may periodically be reviewed through budget/actual comparisons. So we enable our clients to bring their financial goals and personal life plan into balance.

Those who only work, have no time to earn money.
John D. Rockefeller

Do you feel the same way?

Over the many urgent tasks of everyday working life, we often forget the basics. We lose sight of our goals especially in the private sector and often act without concept.

The following questions about the private wealth management are raised again and again and often remain unanswered:

• Where am I today financially?
• How are my assets structured?
• Has it developed successfully, just as I imagined?
• When am I debt free?
• How much do I have to earn each year to reach the goal?
• How long do I have  to work?
• Will I always be liquid?
• Am I able to fulfil my greatest wishes?
• What happens if illness, disability or death occurs?

Ultimately, the question is:

Which way are my assets going?

The answer is easier than you think.

With the help of a professional computer program, we create your personal balance sheet. This will create the basis for a strategic orientation and property inheritance and succession deliberations.

Thanks to this special software, we represent by means of clear diagrams and tables, which way your assets will go.

Method

In a solid inventory we record your entire financial situation and analyse it with you. So we jointly create transparency in your assets, your income and expenditures and your financial obligations.

This approach is taken in four steps:

1. Actual State
   

   We provide the actual state of your assets, your income and expenditures as well as your taxes clearly and understandably. The structuring of your finances allows you to immediately plan for all financial issues.

2. Analysis
   

   We evaluate the data specified and show you how your financial situation will develop in the future. Based on these facts, you will review your goals, you will know which way to take your assets.

3. Strategy
   

   Now we shall determine the need for action. The impact of these actions, we can gladly pose for comparison. We will consider what measures can be taken to optimize the asset structure step by step and discard unnecessary ballast. Specific questions can require the assistance of a competent consultant. This is your decision.

4. Monitoring
   

   After a predetermined period, you will wonder whether your portfolio has taken the planned route. Regular checks will free you of these uncertainties. Our upgrades bring everything up to date and enable you to review your strategies.

Why should you make your financial planning with us and not with another consultant?

The main difference between many other consultants and us is the fundamental approach, which is hidden behind the asset planning.

Other consultants will advise you product-oriented, since they always have the distribution of their own products in mind. We, however, consider your financial circumstances after the transparency oriented principle, we don’t want to sell you anything, but objectively analyse whether your portfolio can be optimized by certain measures.

Moreover, most consultants focus on one part of your assets, we however see you in our planning as a whole. We make sure that you get complete advice.

After extensive discussions, you determine your top three goals. We define with you the possibilities for actions and measures. The result is a report, where we present to you which way your assets will take according to your will. If you like, we check on a yearly basis whether the desired results occurred and present to you the differences. Based on these differences, we can consider further actions for improving your personal results.

One thing is for certain: Our private wealth planning has brought transparency to your assets and you will be more closely involved in its development. This is a good thing. The investigation of a major German bank has shown that intense preoccupation with one’s own wealth increases the return each year about 1.5 %.

Talk to us if you have an interest in an independent analysis of your financial situation.

Your contact:

• Mr. Heiner Röttger – Certified Accountant, Tax Consultant, +49 (0) 2 51/28 08-219
• Mr. Klemens Jackisch - Tax Consultant, +49 (0) 2 51/28 08-0
• Mr. Norbert Pull - Tax Consultant, +49 (0) 2 11/86 32 69-0.